See how to apply Desjardins Visa Odyssey Gold


Best for Comprehensive Insurance: Peace of Mind on Your Travels

Desjardins Visa Odyssey Gold

Lustezz rating
5 /5
Rates & Fees
Apply Now On Desjardins Visa Odyssey Gold website
  • Annual Fee


  • Interest Rate


  • Rewards program

    Up to 2% of your purchases in BONUS­DOLLARS 

  • Travel insurance

    Comprehensive, up to 60 days

Product Details

Additional features and options
Additional card: no annual fee for Desjardins members, $30 a year for non-members 
21-day grace period to pay off your balance without incurring interest, except on cash advances 
Overdraft transfer so you can cover transactions that exceed your account balance using an automatic cash advance from your credit card
Credit Balance Insurance to help you pay off your credit card if you become critically ill or disabled
Mobile payment so you can pay with your Android or Apple device

Our take

  • Car Rental,
  • Travel Benefits,
  • Mobile Device and Purchase Protection,
  • Cashback,
  • Fraud Protection
  • Pros of the Desjardins Visa Odyssey Gold Credit Card

What do you think of travel benefits? Most credit cards include travel benefits, so it might not come as a surprise to you. However, you might still be pleasantly surprised because a credit card like this one offers exceptional credit and travel benefits. Not only that, but it also provides robust protection for your purchases and much more.

As you can see, it’s a truly comprehensive card, offering everything you could ever need if you’re looking for the best possible card. If you were considering another option, let’s pretend you didn’t and focus on exploring the Desjardins Visa Odyssey Gold. Now that you’re interested in learning all about this credit card, keep reading.

What are the requirements to request the Desjardins Visa Odyssey Gold?

Unfortunately, even for a credit card like this one, there are specific requirements you need to follow. These requirements are not something I made up; they are standard across most credit cards. While it might be annoying for some people, these requirements are typically normal criteria, so there’s no need to worry.

  • Must be at least 18 years old
  • Be a Canadian citizen
  • Have a bank account

What are the necessary documents to request?

Now is the time to learn about all the documents you need to apply for this credit card. As mentioned before, this is a great credit card with specific requirements that you must follow. However, that’s not all—you also need certain documents to access and understand applying for the Desjardins Visa Odyssey Gold.

  • Valid contact and identification information, such as a driver’s license or permanent residence card
  • Employment status and employer information
  • Gross income
  • Monthly housing costs (rent or mortgage payments) and places of residence
  • Financial information, including accounts, other credit cards, and investments

Who should apply for the credit card?

You might be thinking that all the important information about the credit card is over, and now it’s just random text, but I can assure you it’s not. I am not skilled at writing random text, so that wouldn’t be a good approach for the rest of the article, even though it’s tempting. Let’s identify the profiles that are best suited for this card.

Desjardins Clients:

Our first ideal applicant among the four profiles that will benefit the most from this credit card is someone who is already a client of the company. If you’re an existing customer, the company may offer you a better credit score, favorable fees, or perhaps additional benefits that they reserve for their valued clients. While I’m not certain about specific benefits, if they exist, it would certainly enhance the overall value of the card.

If You Like Traveling:

Traveling is one of the best experiences you can dream of. If you are an avid traveler or planning to embark on more journeys, whether by plane or car, this credit card is an excellent choice. It offers a plethora of travel benefits that extend beyond air travel, providing you with a remarkable opportunity to make the most of your adventures.

For Good Cashback

And, of course, this is a great feature that you might enjoy – the cashback. Even though it’s not as generous as cashback offered by other credit cards, this one is pretty solid and straightforward. You get a consistent 2% cash back on every purchase, unlike some cards that offer varying percentages in different categories. If you appreciate simplicity, this could be a good fit for you.

More Protection

Of course, another aspect you’ll truly appreciate is the enhanced protection that this credit card provides. It’s important to note that these profiles are not listed in order of importance; protection might be the most critical factor for you, or perhaps it holds a lower priority.

One Piece of Advice for Those Wishing to Apply for the Desjardins Visa Odyssey Gold

As we approach the end of this informative article, there’s one final point to consider. You may wonder, with numerous credit cards available, why opt for this particular one? The key lies in your personal enjoyment and satisfaction. It’s not about whether this credit card is objectively better or worse than others; what matters is that you find it enjoyable. If you do, then it’s worth considering for your application.

The application process is generally straightforward, but if you have any doubts or hesitations, here’s some advice to guide you. Rather than providing a step-by-step guide to the application process, I’ll offer insights to make the process smoother. This advice aims to alleviate any concerns you may have about what comes after applying, ensuring a more relaxed experience.

It’s normal for credit card issuers to take some time to process and deliver the card. The duration can vary depending on the specific credit card you’re applying for. In the case of the Desjardins Visa Odyssey Gold, there might be a waiting period. While it’s natural to feel a bit anxious, rest assured that delays are typical, and there’s usually no cause for concern. However, if you find yourself overly worried, it’s perfectly reasonable to contact the company for reassurance.

Is this card really worth it? Let’s compare the pros and cons

As you can see, there isn’t much to talk about here because we have very few drawbacks associated with the credit card. When we compare it with all the positive aspects, such as the cashback, travel benefits, and various other features, it becomes evident that this card offers a multitude of advantages.

From travel perks to cashback rewards, including benefits like gas purchases, the Desjardins Visa Odyssey Gold has a lot to offer. To access these benefits, all you need to do is apply, and as the comparison suggests, the card is indeed very much worth it.

Apply now for the Desjardins Visa Odyssey Gold.

Commence the application process by clicking below, and you’ll be directed to the official application platform, where you can seamlessly apply for the Desjardins Visa Odyssey Gold. Taking this step opens the door to enjoying the array of benefits and features this credit card has to offer, making it a convenient and rewarding choice for your financial needs. Don’t miss out on the opportunity – start your application journey now!