See how to apply Home Trust Preferred Visa


Best for No Foreign Transaction Fees: Save on International Purchases

Home Trust Preferred Visa

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Rates & Fees
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  • Annual Fee

    No annual fee

  • Cashback Programm

    1% CashBack Rewards

  • Online account services

    Manage your Home Trust Visa account easily and securely — at anytime from anywhere in the world. 

  • Guaranteed hotel reservations

    With this international travel credit card, you can request a guaranteed hotel reservation anywhere in the world and your room will be held for you even if you arrive late.

Product Details

It’s one of the best international credit cards available because you pay NO exchange fees on foreign currency transactions — even when you shop online. Many other credit cards charge you a 3% fee when you buy something in a foreign currency.

All of your eligible purchases earn 1% cash back — with NO cap — making your money work harder for you on your everyday spending. Save for an adventure, household project or pay down your balance — it’s up to you!

All of the valuable benefits and features of the Home Trust Preferred Visa that you are reading about here are yours for NO annual fee. There’s no catch, just the preferred benefits you deserve at home or away.

Our take

Get the benefits you prefer, with no fees

The Home Trust Preferred Visa* card helps you get more out of your everyday spending with no annual fee and no foreign exchange fees. Plus you get Purchase Security and 1% CashBack Rewards on all eligible purchases with no cap.

Curious about what makes a good credit card? Well, in my view, a good credit card is one that offers the benefits essential for day-to-day life. For some, these benefits might revolve around travel perks, while others prioritize cashback, purchasing advantages, enhanced security, or simply the absence of an annual fee.

Now, what if I told you that all these diverse benefits could be found in a single credit card? That card is the Home Trust Preferred Visa. If you’re specifically seeking a credit card packed with these kinds of benefits, or even just a comprehensive card in general, then dive into this article as we unpack everything about the Home Trust Preferred Visa.

Requirements for applying for the Home Trust Preferred Visa:

To apply for any credit card, certain prerequisites must be met. In the previous section, we discussed the card’s advantages and limitations. Now, let’s delve into the technical aspects—the specific requirements essential for applying for this particular credit card. If you’re eager to discover what these requirements entail, continue reading for more detailed information. To be eligible for the Home Trust Preferred Visa, you need to fulfill specific prerequisites:

  • Minimum Age: You must be at least 18 years old.
  • Canadian Citizenship: Canadian citizenship or legal residency is required.
  • Bank Account: You’ll need an active bank account.
  • Good Credit History: A positive credit history is essential.

Necessary Documents for Applying for the Home Trust Preferred Visa:

As you can see, one crucial aspect to consider before applying for this credit card is understanding the required documents for the application process. Typically, specific documents necessary for the application are communicated during the application process itself. However, being aware of these documents beforehand can significantly expedite and streamline your application, making the process faster and more convenient for you.

  • Proof of Residence: Document(s) confirming your residential address.
  • Identity Verification: Valid identification documents.
  • Proof of Income: This may or may not be requested, but having it prepared can be beneficial for the application process.

Who should consider applying for the Home Trust Preferred Visa credit card?

Many people could benefit from applying for this credit card. When individuals opt for a credit card, it’s typically because they appreciate the associated benefits. However, certain specific profiles could find this particular credit card even more advantageous than expected. Let’s delve into these profiles below, so you can discover who might gain the most from it.

Home Trust Clients:

Naturally, among those who would find immense value in this card are existing Home Trust clients. It’s a common practice for companies offering credit cards to extend enhanced benefits to their loyal clientele. Home Trust, in particular, often rewards its existing clients with better perks and services due to their loyalty.

Frequent Travelers:

For individuals who have a passion for frequent travel, whether by plane, car, or bus, the Home Trust Preferred Visa is tailored to complement such lifestyles. The card offers an array of travel-related benefits that can significantly streamline and enhance the travel experience, making it more convenient and enjoyable.

For those who value cashback:

The incorporation of cashback stands out prominently, a feature absent in numerous credit cards. Despite its seemingly modest nature, cashback offers a small yet rewarding incentive, providing you with an additional benefit in return for your transactions. If you genuinely value the perks associated with cashback, this credit card could serve as an exceptional match for your preferences. Its inclusion of this feature could significantly enhance your overall financial experience and offer added value to your expenditures.

For avid shoppers:

Lastly, among the profiles that would greatly benefit from this credit card are avid shoppers. If you’re someone who revels in purchasing—whether it’s online or in physical stores—this card offers a multitude of benefits tailored to enhance your shopping experiences. It’s designed to amplify your purchasing power with added advantages. Consider applying for this credit card to elevate your shopping experiences.

Advice for those considering applying for the Home Trust Preferred Visa:

Applying for a credit card can sometimes feel daunting and complex, even if it doesn’t necessarily induce fear. It’s natural to feel a bit anxious about making errors during the application process that might lead to rejection or complications.

For individuals who feel unsure or prefer guidance when applying for such cards, relying solely on an article for guidance might not be the most comfortable option. If you find yourself in this category, consider reaching out to the company directly instead of solely relying on online resources.

Contacting the company not only demonstrates your genuine interest in their product but also showcases your willingness to communicate directly. It’s an opportunity to establish a connection, displaying that you’re a proactive and engaged customer who values the product. Your initiative can contribute to the company’s improvements and fosters a relationship where your opinions matter. Sometimes, a simple action can convey a lot.

Is the Home Trust Preferred Visa card worth considering? Let’s weigh the pros and cons:

As we meticulously delve into a thorough examination of the advantages and disadvantages associated with this card, the noticeable difference between the two becomes strikingly apparent.

This particular card distinguishes itself by presenting a comprehensive range of benefits, intricately designed to meet the diverse needs of its users. However, amid this array of advantages, a singular drawback emerges, primarily concerning its confined availability limited exclusively to Canadian residents.

Fundamentally, the key limitation of this card lies in its exclusivity, granting access and benefits solely to individuals residing within the geographical borders of Canada. While it offers an impressive array of advantages, this exclusivity remains the pivotal factor, restricting its utility to those situated within the country.

Apply now for the Home Trust Preferred Visa:

The application process is ready and waiting for your action. Don’t miss out on this opportunity; take the first step by clicking on the link below to commence your application journey without further delay. Your journey towards acquiring the Home Trust Preferred Visa starts right here.