See how to apply HSBC World Elite Mastercard


Best for Global Travellers: World-Class Perks and Privileges

HSBC World Elite Mastercard

Lustezz rating
4 /5
Rates & Fees
Apply Now On HSBC World Elite Mastercard website
  • Annual Fee


  • Interest Rate

    20.99% (19.9% for Quebec residents)

  • Annual Interest on Cash Advances and Balance Transfers

    22.99% (21.99% for Quebec residents)

  • Supplementary card annual fee

    $0 per card

Product Details

With the HSBC World Elite Mastercard, you earn 3% in travel rewards on all eligible travel purchases (6 points per $1); 2% in travel rewards on all eligible gas, grocery, and drugstore purchases (4 points per $1); and 1% in travel rewards on all other eligible purchases (2 points per $1).

Enjoy maximum flexibility and redeem your Points on your terms for:

  • Travel
  • Gift cards and valuable merchandise
  • Financial rewards
  • Rewards for miles
Our take

  • No foreign transaction fees
  • HSBC World Elite program
  • 100 in annual fees enhancement credit
  • Extensive insurance coverage
  • 24 hour worldwide assistance
  • Security and convenience

Are you someone whose life involves frequent journeys across the globe? Whether your travels are motivated by professional obligations or driven by an insatiable curiosity to explore the world, the act of traversing borders and experiencing diverse cultures has become a commonplace affair for many individuals. In such a lifestyle, the significance of possessing a credit card tailored to complement your travel needs cannot be overstated.

Enter the HSBC World Elite Mastercard—a financial tool meticulously designed to cater not only to the jet-setting nomads, but also to those seeking a myriad of benefits beyond the realm of travel. While its allure primarily lies in the treasure trove of travel perks it offers, it extends its advantages far beyond this singular realm. This card’s appeal lies in its versatility; it isn’t solely a companion for globetrotters, but a multifaceted instrument catering to diverse needs.

For the curious and inquisitive minds seeking comprehensive details about this prestigious credit card, today is your chance to embark on a deep dive into its offerings. Buckle up and join us as we unravel the myriad advantages and unique features that make the HSBC World Elite Mastercard a standout among its peers.

What are the requirements to apply for the HSBC World Elite Mastercard?

Just like any other credit card, the HSBC World Elite Mastercard has specific requirements that applicants need to meet. Meeting these criteria might not be a walk in the park, but it’s essential to ensure you’re eligible. So, let me walk you through all the prerequisites necessary to apply for the HSBC World Elite Mastercard.

  • Be at least 18 years old
  • Be Canadian
  • Have a bank account
  • Must have all documents

What are the necessary documents to request HSBC World Elite Mastercard 

To request the HSBC World Elite Mastercard, you’ll need to provide certain documents, much like any other credit card application. While these documents are typically similar across various credit cards, specific requirements might differ. Let’s detail the essential documents necessary for applying for this card:

  • Proof of identity
  • Proof of residence
  • Proof of income

Who might consider applying for the HSBC World Elite Mastercard?

Understanding the reasons behind applying for a credit card and the benefits it offers is crucial. Yet, it’s not solely about the perks; it’s also about aligning the card’s features with your preferences. Here, we’ll explore the most fitting profiles that could find the HSBC World Elite Mastercard advantageous.

HSBC clients

Being an existing client of HSBC can offer additional advantages when applying for this credit card. Occasionally, companies extend more privileges to their existing clients in terms of credit card usage, and this card is no exception. For instance, as an HSBC client, you may enjoy extra benefits such as an annual fuel rebate when using this card.

If you like traveling 

Of course, this high-quality credit card entails an annual fee. I don’t believe it’s excessively high, so there’s no need for excessive concern. However, it’s a feature that many individuals don’t particularly appreciate and can be a downside if unexpected. If you’re comfortable with this fee, this card could still be an excellent choice.

If you don’t mind paying an annual fee 

Now, if you enjoy traveling, it’s one of the primary reasons for this card’s existence. Not only that, but there are also features you’ll discover later. This card is packed with numerous travel benefits, making it highly advantageous for prospective applicants. And if you’re specifically seeking these benefits, I recommend considering applying for this credit card.

If you enjoy purchases 

If you appreciate making purchases, I’m confident that this card will suit your preferences. The card’s name, World Elite MasterCard, signifies its global usability, offering significant advantages for purchases worldwide. These benefits include reduced fees and its status as an international card, amplifying your purchasing power across the globe.

A piece of advice for those considering applying for the HSBC World Elite Mastercard:

As you consider the possibility of applying for this credit card, I can tout its benefits and confidently assert its status as the top-tier card available, which, undoubtedly, holds true in specific domains. However, the genuine value often reveals itself only upon actual utilization. Hence, here’s a crucial nugget of guidance:

My recommendation extends to fostering a strong relationship with the company. Should you already be a client, the likelihood of reaping considerably heightened advantages is evident compared to if you were a newcomer or minimally involved with the institution. Additionally, the company frequently extends exclusive perks solely to its existing clientele, inaccessible to new applicants entering the fold.

Is this card truly worth considering? Let’s delve into its pros and cons.

This credit card presents a multitude of pros and cons, each subject to debate—viewed as either advantageous, disadvantageous, or neutral. However, it’s crucial not to hastily dismiss these aspects. It offers a plethora of benefits, ranging from travel perks to advantageous purchasing incentives, among others.

When juxtaposed with its downsides, such as the annual fee and slightly elevated fees, one might initially question the card’s value. However, my perspective differs. Despite these drawbacks, the array and intricacy of benefits far outweigh the cons. Hence, if you’re seeking a credit card with substantial advantages, this one proves to be genuinely worthwhile.

Apply now for the HSBC World Elite Mastercard 

Are you at the brink of making that crucial decision to apply for this credit card? If so, your journey towards reaping its benefits is just a step away. Our aim isn’t to hinder, but to facilitate your path to securing this card perfectly suited to your needs. As you contemplate taking this significant step, envision the possibilities and advantages that this credit card could offer in enhancing your financial landscape.

With just a simple click on the link provided below, you embark on the threshold of initiating your application journey. This link is the gateway to unlocking the array of benefits and conveniences that come hand-in-hand with this credit card. Embrace this opportunity, take that leap forward, and delve into a world of financial possibilities.