See how to apply Plastk Secured Visa Credit Card


Best for Building Credit: Start Your Credit Journey Strongly

Wells Fargo Bilt Mastercard®

Lustezz rating
3,9 /5
Rates & Fees
Apply Now On Wells Fargo Bilt Mastercard® website
  • Annual Fee


  • Interest Rate

    17.99 %

  • Intro offer

    25 day interest free grace period on purchases

    Sign up Bonus: 0% APR for 3 months + 5,000 BONUS REWARD POINTS

  • Fees

    25 day interest free grace period on purchases


Product Details
  • Interest Rate: 17.99 %
  • Sign up Bonus: 0% APR for 3 months + 5,000 BONUS REWARD POINTS
  • Annual Fee: $48
  • 25 day interest free grace period on purchases
  • 3 days grace period on cash advances
  • Referral Program to earn more points
  • Zero Fraud Liability
  • Instant Balance Payments via Interac e-transfer
  • $6 Monthly Maintenance fee
Our take
  • Rewards Program: Earn points or cash back on purchases, potentially with higher rates in specific categories like travel, dining, or groceries.
  • Travel Benefits: May include travel insurance, no foreign transaction fees, and other travel-related perks.
  • Introductory Offers: Possible low or 0% introductory APR on purchases and/or balance transfers for a limited time.

Are you on the lookout for a credit card that not only helps you manage your finances but also rebuilds or establishes your credit history?

The Plastk Secured Visa Credit Card is a gem in the Canadian financial landscape, offering a blend of accessibility, rewards, and security. It’s designed for those who are keen on improving their credit score while enjoying the benefits of a traditional credit card. Let’s delve into what it takes to get your hands on this financial tool.

What Are the Requirements to Apply?

To apply for the Plastk Secured Visa Credit Card, there are a few key requirements you need to meet. First and foremost, you must be at least the age of majority in your province or territory, which is typically 18 or 19 years old. Residency is another crucial factor – you should be a Canadian resident to qualify for this card.

Employment and income are also considered. While the Plastk Secured Visa is more accessible than many unsecured credit cards, having a stable job and a steady income can enhance your eligibility. This helps the issuer gauge your ability to manage the card responsibly.

Another essential requirement is a clean financial history. This doesn’t mean you need a perfect credit score; rather, it’s about not having a history of bankruptcies or severely delinquent accounts.

What Documents Are Required?

When you’re ready to apply for the Plastk Secured Visa Credit Card, make sure you have the following documents on hand:

  1. Proof of Identity: A government-issued ID such as a driver’s license or passport.
  2. Proof of Residency: This could be a utility bill or a bank statement with your current address.
  3. Proof of Income: Recent pay stubs or a tax return to verify your income.
  4. Banking Information: For the security deposit and future bill payments.

Having these documents ready can streamline the application process, getting you closer to enjoying the benefits of the Plastk Secured Visa.

Looking for a credit card that suits your unique financial needs? The Plastk Secured Visa Credit Card might be your answer.

This versatile card is designed to cater to a wide range of individuals, from those just starting their credit journey to those looking to rebuild their credit history. Let’s explore who can benefit the most from this financial tool.

For the Credit Newbies

If you’re just stepping into the world of credit, the Plastk Secured Visa is a fantastic starting point. It’s ideal for young adults or anyone who hasn’t had a credit card before.

Since it’s a secured card, it requires a deposit, which makes it accessible even without an extensive credit history. This card can help you build a solid credit foundation, teaching you the ropes of credit management while keeping risk low.

For the Credit Rebuilders

Have you faced financial challenges that impacted your credit score? The Plastk Secured Visa is a beacon of hope for rebuilding your credit.

With responsible use, timely payments, and controlled spending, this card can be a tool to improve your credit score. It’s a second chance for those who have experienced setbacks and are working towards a healthier financial future.

For the Budget-Conscious Spenders

This card is also a great fit for individuals who are vigilant about their spending and budget. The deposit-based credit limit helps to keep spending in check, ensuring that you don’t go overboard. It’s an effective way to instill disciplined spending habits while enjoying the benefits of a credit card.

For the Rewards Seekers

If you love earning rewards but are limited by a lower credit score, the Plastk Secured Visa is your ally. Unlike most secured cards, it offers reward points on everyday purchases, allowing you to earn while you spend. It’s perfect for those who want to make the most out of their financial transactions.

Our Advice for Prospective Plastk Secured Visa Applicants

Thinking of applying for the Plastk Secured Visa Credit Card? Here’s our key piece of advice: be strategic about your deposit. The amount you deposit will determine your credit limit, so consider how much you can realistically set aside while ensuring it’s sufficient for your spending needs.

Also, keep an eye on your spending habits. Since the goal is to build or repair your credit, it’s crucial to use the card responsibly. Aim to keep your balance low and pay off your bills on time. Timely payments are one of the most significant factors in improving your credit score.

Furthermore, take advantage of the card’s features. Use the rewards program wisely and monitor your account regularly through the mobile app. Staying informed about your spending and account balance can help you manage your finances better.

Weighing the Pros and Cons – Is It Worth It?

After considering the various aspects of the Plastk Secured Visa Credit Card, the verdict is clear: it’s a worthwhile choice for many Canadians. The card’s strengths significantly outweigh its limitations, especially for specific groups of users.

The main advantages of this card are its accessibility to those with no or poor credit history, its unique rewards program, and the flexibility it offers in terms of credit limits based on your deposit. These features make it an ideal tool for anyone looking to establish or rebuild their credit score.

While there are downsides, such as the need for a security deposit and potentially higher fees compared to some unsecured cards, these are not unusual for secured credit cards. The key is to use the card wisely – keeping spending in check and making timely payments can mitigate these drawbacks.

Overall, the Plastk Secured Visa is particularly beneficial for young adults just starting their credit journey, individuals looking to rebuild their credit, and those who want a credit card that encourages responsible spending while still offering rewards. It’s a smart choice for anyone ready to take a proactive step towards better financial health.

Apply for the Plastk Secured Visa on the Official Website Now!

Ready to take control of your financial future with the Plastk Secured Visa Credit Card? Don’t wait any longer!

Click the button below to be redirected to the official website where you can apply for the card. The process is straightforward, and you’ll be on your way to enjoying the benefits of this versatile credit card.

Whether you’re looking to build your credit score, manage your spending, or enjoy rewards, the Plastk Secured Visa is here to help you achieve your financial goals. Click below and start your journey today!