View the Barclaycard Platinum application process.


Ideal for: Travel Rewards: Accumulate Miles with Each Purchase

Barclaycard Platinum

Lustezz rating
★5 /5
Rates & Fees
APPLY NOW on the Barclaycard website
  • Recommended Credit Score

    690-850 (Good – Excellent)
    Obtain a free credit score.

  • Rewards rate

    This card does not come with a set rewards rate.

  • Intro offer
    • 0% interest is applied to purchases for a maximum of 21 months after the account opening date.
    • If balance transfers are performed during the first 60 days of opening an account, there will be no interest charged for up to 18 months.
    • Each transfer has a 2.99% balance transfer fee.


  • Annual Fee

    No annual fee

Product Details
  • For a maximum of 21 months after the day you open your account, there is no interest on purchases.
  • For a maximum of eighteen months after the day you start your account, balance transfers are free of interest. In order to take advantage of the 0% offer, transfers must be made within 60 days.
  • There is a 2.99% transfer fee for every balance transfer. The information section below contains the terms and conditions for this deal.

Your credit history and financial situation will determine whether your application is approved as well as the terms you might be given. Interest rates and the duration of the balance transfer may not match those displayed.


Our take


  • High rewards rate
  • No annual fee
  • Intro APR period


  • No bonus categories

Are you prepared to explore all of this outstanding credit card’s features? If you’re looking for a high-end credit card, you may prioritize features like event benefits, international usability for travel, and fraud protection. Beyond simply having these benefits, the Barclaycard Platinum goes above and beyond.

Discover the full range of advantages this card has in store for you by continuing to read. From strong fraud prevention measures that guarantee your financial security to an easy-to-use foreign experience customized for your trips and special event benefits that improve your standard of living.

Unlike other credit cards, the Barclaycard Platinum is a complete solution that goes above and beyond what people often associate with credit cards. Come learn how this card may improve and change your financial journey.

What qualifications are needed to apply for a Barclaycard Platinum through Barclays?

We examined the advantages and disadvantages of credit cards in our last post. Even though these factors are critical for assessing a credit card, there are other aspects you should be aware of as well. One such aspect is the particular requirements necessary for the application; knowing all of these requirements is critical for making well-informed decisions and guaranteeing a seamless application process.

  • You have to be at least 21 years old.
  • No county court judgments, individual voluntary agreements, or bankruptcy declarations may have been made within the last six months.
  • Pay your bills on schedule.
  • must have four years or more of credit management experience.
  • must have lived in the UK permanently for a minimum of two years.
  • Give evidence that you make at least £20,000 a year.
  • Repayments must be within your means.

What paperwork is required in order to apply for a Barclaycard Platinum through Barclays?

It is now crucial that you are aware of the paperwork needed in order to apply for this credit card. The prerequisites are described in the preceding section, and completing the application procedure requires that you have all the required paperwork. You will not be able to progress without them. Together, let’s get through it.

  • The address history over the previous two years.
  • Details of current employment.
  • Income per year before taxes.
  • An accurate picture of your monthly expenses.
  • Your sort code and primary bank account number.
  • The previous two paystubs or bank statements.

For whom is the Barclaycard Platinum – Barclays credit card appropriate to apply?

The process of applying for a credit card is unique in that you’re looking for something that will help you, but the firm is also offering support. Not every credit card is created equal; each one targets a particular group of people who can most profit from its features. Continue reading to find out who those folks are if you’re interested.

Barclays customers

The company’s current customers make up one of the main target audiences for this credit card. Every business customizes their credit cards according to the traits of its customer base. You can therefore use this credit card more wisely if you are already a Barclays customer.

To elaborate, having a credit card from Barclays makes it easier for you to include it into your financial portfolio and increases your familiarity with the company’s offerings.

You take pleasure in shopping.

This credit card can be the perfect choice for you if you enjoy shopping a lot. Its transnational nature and Visa affiliation make it widely accepted globally, making it convenient to use in practically any retailer. This card makes sure that meeting your expenses is simple and accessible, whether you’re traveling domestically or overseas.

You would rather pay less in fees.

Maybe you appreciate using your credit card to transfer money, but you don’t like the costs involved. You can enjoy 0% interest on purchases and balances with this card for up to 21 months and 18 months, respectively, after the date of account opening. In addition, each balance transfer done after this time will incur a 2.99% transfer fee.

Suggestions for people looking to apply for the Barclays Barclaycard Platinum program

I am aware that applying for a credit card can be intimidating, particularly when deciding which card to get and how to utilize it. Reading articles like this one is probably one of the many things you take into consideration before making that decision. But being ready is essential, and there are a few things you can do to prepare.

It’s important that you take the time to properly prepare yourself before applying for a credit card. Doing a lot of research is one tip that can really help you, even though it’s not something you usually look for.

The basis for making well-informed decisions is research. You have to do extensive and in-depth study before you can claim to grasp anything at all. This is not a process that can be finished with a cursory glance at a few articles. You must be well-versed with this credit card if you hope to use it to obtain noticeable outcomes. If further information is needed, think about getting in touch with the business directly.

Is this card truly worth the money? Compare the benefits and drawbacks.

While knowing the advantages of each credit card is important, it is insufficient to appreciate their true worth. Understanding the advantages and going into more detail are two different things. For example, we should weigh the benefits and drawbacks of this credit card to see if it is truly worth it.

One possible disadvantage is the very low loan limit of just 1.2K, which might not be appropriate for all borrowers. The benefits, therefore, might offset this drawback. For the first 21 months after the account is opened, there is no interest charged on purchases, and for the first 18 months, balance transfers are also free. It’s also critical to remember that the APR varies.

Get the Barclaycard Platinum by applying now.

It may seem difficult and even intimidating to apply for a credit card, but the procedure doesn’t have to be really difficult. We have made the application as simple as possible because we know how valuable your time is.

Click the link below to apply for the Barclaycard Platinum if you’re prepared to move further. Our easy-to-use application procedure will walk you through each step, ensuring a hassle-free and efficient experience throughout.