Learn How to Apply For The Everyday No Balance Transfer Fee Credit Card


Ideal for: Regular Travellers — Unlock Benefits of Travel

Everyday No Balance Transfer Fee Credit Card

Lustezz rating
★4,5 /5
Rates & Fees
APPLY NOW On the Santander Website.
  • Annual Fee

    Varies based on the particular card version.

  • Reward Percentage

    May provide incentives or rebates for purchases.


  • Intro Offer

    May provide initial discounts for purchases or debt transfers.

  • Suggested Credit Score

    Excellent to very good credit score.

Product Details

Key Features:

  • 0% interest on balance transfers for an impressive 26 months from account opening (a 3% balance transfer fee applies, with a minimum of £5);
  • Enjoy 0% interest on purchases for the first 3 months from account opening.

Seize the opportunity to save money and streamline your finances with the Everyday No Balance Transfer Fee Credit Card.

Our take


  • Extended 0% interest period on balance transfers;
  • No annual fee;
  • Potentially ideal for debt consolidation.


  • Balance transfer fee;
  • Higher interest rate post the promotional period.

This credit card stands out as a truly unique offering among balance transfer cards. Setting itself apart with an array of additional benefits, including diverse warranties, it is designed to enhance not only your financial experience but also benefit those around you. If you’re in search of a credit card that goes beyond facilitating balance transfers, providing comprehensive management benefits, then this is the card for you.

While the mentioned advantages may seem extensive, the reality is that this credit card goes above and beyond the previously outlined benefits. With features like code redemption, a robust cashback program, and the accumulation of reward points, it distinguishes itself from standard credit cards of this type.

These supplementary features contribute to its exceptional status in the realm of credit cards. If you’re eager to discover more about this outstanding card and explore the full spectrum of its offerings, continue reading for a comprehensive understanding.

What are the eligibility criteria for applying for the Everyday No Balance Transfer Fee Credit Card?

Certainly, there are specific criteria you must meet to be eligible for this credit card. It’s crucial to adhere to each requirement, as failing to meet even one could result in your inability to apply. These requirements are deemed essential by the company to assess your suitability for the card. Here are the necessary criteria:

  • Be a permanent UK resident;
  • Be 18 years or older;
  • Have a minimum income of £10,500;
  • Possess a good credit rating;
  • Not be an existing Santander balance transfer credit card customer;
  • Additional criteria for acceptance from the lender may apply.

What are the necessary documents to request the Everyday No Balance Transfer Fee Credit Card?

While not merely a requirement, the documents needed for this credit card application are a necessity to ensure the completion of the application process. When applying for a credit card, you’re required to provide extensive information, and the company needs to verify the accuracy of this information. To substantiate the truthfulness of your details, you will need the following documents:

  • Identity documentation;
  • Proof of residence;
  • Proof of income.

Who should consider applying for the Everyday No Balance Transfer Fee Credit Card?

Certainly, this credit card is tailored to specific groups of people who stand to benefit more. Not everyone may fully maximize the advantages of this credit card. While it is possible for anyone to appreciate it, if you find yourself in one of these specific groups, you can ensure that you derive even greater enjoyment from this card than others.

  • Santander’s clients:
    The primary group that likely includes everyone reading this is Santander clients. When seeking a good credit card, having an account with a company you trust not only brings general benefits, but also specific advantages tailored to the services of that particular company. Choosing a credit card from a reputable company enhances the overall experience.
  • If you like low APR:
    While this credit card may not offer an extensive range of benefits related to low APR, it does provide some for those who appreciate this feature. If you enjoy having low APR benefits, even if not frequently used, this card allows you to benefit from a reduced APR in every purchase—a remarkable feature not commonly found in many credit cards.
  • If you like to buy things:
    For those who enjoy making purchases and using their credit card extensively, this is an excellent card choice. The card offers programs that allow you to earn rewards, leveraging Santander’s existing programs and benefits for their customers.
  • If you want to transfer balances:
    Certainly, individuals looking to transfer balances will find this card particularly appealing. Even if you don’t specifically seek balance transfers, the card’s exceptional features and additional benefits make it an attractive option. However, if you do utilize the balance transfer feature, you’re likely to find this card highly advantageous.

One piece of advice for those wishing to apply for the Everyday No Balance Transfer Fee Credit Card:

Receiving sound advice on credit card applications is crucial, especially considering that the application process can be challenging for those unfamiliar with it. One of my primary recommendations is for you to delve deeper into not only the details of the credit card but also the company offering it.

Understanding the ethos and benefits of the company can significantly influence your perception of the credit card you thought you knew. If you discover that a company provides numerous advantages that often extend to their credit cards, you might be more inclined to choose a product from that company. On the contrary, if the opposite is true, you may consider exploring other credit card options.

Another valuable piece of advice is to ensure you have a good credit score. This credit card type typically requires a favorable credit history for approval. Applying for the card without a solid credit score and facing rejection can potentially worsen your credit score further. Keep this in mind as you embark on the application process for this card.

Is this card really worth it? Let’s compare the pros and cons.

Considering all aspects, I genuinely believe this is a commendable credit card and indeed worth your thoughtful consideration. While it’s true there are certain drawbacks, the multitude of benefits significantly outweighs the cons by more than double. Consequently, I confidently endorse this card and wholeheartedly recommend it to you. The array of advantages it offers positions it as a promising choice in the realm of credit cards, and I am convinced you will find its features and benefits aligning well with your financial needs.

Apply now for the Everyday No Balance Transfer Fee Credit Card:

Initiate the application process immediately by clicking on the link below. Your prompt action will seamlessly redirect you to the next phase, providing you with the necessary steps to proceed with your credit card application.

This streamlined process ensures that you can effortlessly navigate through the required procedures, bringing you one step closer to obtaining the Everyday No Balance Transfer Fee Credit Card. Don’t miss the opportunity to experience the benefits and features this card has to offer—take the first step now by clicking on the link and embarking on a straightforward application journey.