Savor the liberty of not worrying about annual fees while yet benefiting from enticing sign-up bonuses and limitless cash-back advantages.
When you use the Citi Custom Cash Card, you can get cash back on the ordinary transactions you make.
If you’re looking for a credit card that you can customize to fit your unique needs, the Citi Custom CashSM Card is the best option. It offers an unparalleled 5% cashback on regular expenses in several categories of spending that other credit cards may overlook. Since there are no rotating categories for this card’s cashback, the initial spending category will receive the 5% reward as soon as it hits the $500 level, and any subsequent transactions will only earn 1% cashback. On the other hand, the cashback on other cards can have rotating categories.
- You can receive 5% cashback on purchases made in the category with the highest eligible spending amount each billing cycle.
- For all other kinds of transactions, you’ll get 1% cashback.
- There is not an annual fee to be paid.
- Bonus for early registration.
- Which financial institution is connected to the Citi Custom CashSM credit card?
Mastercard issues the Citi Custom CashSM credit card, which allows users to accrue cash rewards on both regular purchases and purchases made inside certain categories. Unlike some other cards, there is no enrollment requirement for revolving bonus categories. Furthermore, as a cardholder, you will get access to a host of incredible Mastercard benefits.
I would like to know if obtaining the Citi Custom CashSM credit card is difficult.
Applying for the Citi Custom CashSM Card requires having good credit because approval is so selective. You must have a significant monthly income and a credit score of at least 700 in order to be eligible for the card. Additionally, be sure you can afford the fees and annual percentage rate before applying for the card.
Is applying for a credit card bearing the Citi Custom CashSM logo a wise decision?
If you’re searching for a credit card with cashback and a low introductory APR to save on purchases and balance transfers, the Citi Custom CashSM credit card can be a great option for managing your money. Continue reading if this sounds like something you could find interesting!
We also suggest the Capital One Quicksilver Cash Rewards card to those who aren’t sure whether to apply for the Citi Custom CashSM card. Not only does this card have no annual fees, but it also offers excellent cashback earnings when making purchases abroad. For additional details and information on how to apply, visit the following website!
Using the Citi Custom CashSM Card might potentially earn you unlimited cash back on all of your purchases!
You may benefit from both practical features and worthwhile rewards if you choose to use the Citi Custom CashSM Card! Throughout each billing cycle, you will receive 1% cashback on eligible purchases once the first $500 of your eligible purchases are spent. Otherwise, you will have the chance to earn 5% cashback on eligible purchases made in your top spending category.
This credit card is designed to accommodate your unique purchasing habits, ensuring that you will receive the highest potential value in cash rewards.
- Getting your own Citi Custom CashSM Card is the first step to taking advantage of all the perks and advantages that come with owning one.
- One’s credit report score ranges from good to exceptional.
- An annual fee An annual fee is not required.
- Bonus for registering
You can receive $200 in cashback rewards if you register a new account and use it to make purchases totaling $1,500 within the first six months. This bonus offer will be fulfilled with 20,000 ThankYou® Points, which you can redeem at your discretion for a $200 cash reward.
What is the precise way of using the Citi Custom CashSM Card?
The flexibility of the Citi Custom CashSM Card stems from the fact that its spending categories are fixed, so cardholders are not required to enroll in new categories every three months.
Rather, your credit card will analyze your spending habits automatically and award the category where you spend the most with a 5% cashback return on each billing cycle—up to the first $500 in spending—and a 1% cashback reward beyond that.
Some instances of qualifying categories are as follows:
This promotion is valid at grocery stores, petrol stations, restaurants, travel agencies, home improvement stores, pharmacies, certain transit, fitness centers, and live entertainment venues.
Additionally, once you spend $1,500 on purchases within the first six months of opening an account, you can receive a cash reward of up to $200 with the Citi Custom CashSM Card.
This reward will be sent out in the form of ThankYou® points, which can be exchanged for gift cards, statement credits, direct deposits, checks by mail, mortgage or student loan payments, or even donations to charitable causes.
Convenience is a key feature of the Citi Custom CashSM Card, along with the chance to earn 5% cashback on the first $500 spent in one of the eligible categories and the advantage of a 0% introductory APR on purchases and balance transfers for the first 15 months (after which there will be a variable APR of 18.74% to 28.74%).
You will only receive 1% cashback on eligible categories until the next billing cycle, though, if you have earned $25 by reaching the $500 cap on one qualifying category. Even if you over the cap in more than one qualifying category, this still holds true. Furthermore, only 1% of all transactions completed in locations not covered by the relevant categories would be reimbursed.
